Why central payment processing is crucial for consortiums

In der Zentralregulierung für Verbundgruppen und im Handel treffen viele Beteiligte aufeinander: Vertragslieferanten, Anschlusshäuser bzw. Mitgliedsunternehmen, Verbundzentrale und spezialisierte Dienstleister. Ohne strukturierte Prozesse entstehen schnell:

    • High reconciliation effort (clearing, payment dates, discrepancies)
    • lack of transparency on open items
    • Additional work in accounting and billing
    • Reduced controllability in liquidity management

A professional, centralised payment processing system creates order, stability, and scalability.

SGH as a payment processing service provider in central regulation

The processing is adapted to the individual procedures of the corporate group. This includes in particular:

  • coordinated cash flow and clear payment deadlines
  • Defined clearing and transparent processes
  • Reliable data provision and online access

Within this setup, SGH takes on central payment processing tasks as a component of a full-service approach.

Employee works on digital documents on a laptop while processes and procedures are discussed in the background.

Payment transactions, accounts receivable and accounts payable processes
Scope of services

  • Debtor management and debtor payment transactions

    SGH erstellt Zahlungsverkehrsdateien im erforderlichen Format und stellt sie für die Ausführung bereit. So werden debitorische Prozesse in der Zentralregulierung strukturiert unterstützt.

  • Accounts payable management and accounts payable processing

    On the creditor side, SGH ensures orderly payment processes to suppliers, including structured scheduling logic and clear process management.

  • Foreign currencies and international payments

    For internationally active supplier relationships, the scope of services includes: consideration of foreign currencies as well as international payment transactions (bank transfer, direct debit, charge). This is an important stability factor when payment processes need to function reliably across countries and currencies.

Transparency and controllability: 
Online access and OP data

Payment processing means more than just execution; it also involves control. Therefore, central payment processing typically includes:

  • Online-Zugriff auf das Debitoren- bzw. Kreditorenkonto mit Details zu gebuchten Belegen
  • Reliable status and account information
  • Structured open item management as a basis for reconciliation
  • Reporting systems (e.g. for external credit insurers, if provided for)

This way, your association can control payment processes on a data basis and improve payment and liquidity management.

Reporting: Statistics, Analyses, and Bonus Calculations

Financial transparency is a key added value for buying groups. This is why reporting modules are typically included, e.g:

  • Creation of statistics and analyses
  • Support with bonus calculations (depending on setup)
  • Data and data carrier exchange or electronic transmission of booking information

This reduces queries, creates traceability, and makes joint billing more stable.

Interaction with central invoicing and invoice settlement

Payment processing is closely linked to central billing, invoice management, and invoice settlement:

  • A clean financial flow leads to fewer discrepancies.
  • Clear payment dates stabilise processes

Payment processing as a building block for the stability of your central settlement

Are you looking to stabilise your central billing, professionally set up central payment processing, and relieve your payment management?

Get in touch

More on the topic

  • Centralised settlement
    To central regulation Read more
  • Central invoicing
    To central invoicing Read more
  • Del credere commission
    To undertaking of del credere Read more
  • Document Management
    Regarding document management Read more

Frequently asked questions about Payment processing in central settlement

What does central payment processing mean in central clearing?

Zentrale Zahlungsabwicklung bündelt den Zahlungsverkehr innerhalb der Zentralregulierung. Debitorische und kreditorische Zahlungsströme werden in einem abgestimmten Clearing-Prozess abgebildet, inklusive Transparenz über Konten, OP-Listen und Reporting.

What are the advantages of this for pools?

Less coordination effort, clearer processes, better controllability in liquidity and payment management and greater transparency in network billing.

Does SGH also support international payments and foreign currencies?

Yes. Consideration of foreign currencies and international payment transactions (transfer, direct debit, charge) are part of the service description.

How is payment processing linked to invoice settlement?

Payments follow the invoice flow. If invoice management and outstanding item data are clean, payments become more predictable and discrepancies decrease.