Centralised regulation: Delcredere assumption, payment transactions and central settlement for purchasing groups
By using SGH as your central billing service provider, you gain entrepreneurial freedom: we take over central invoicing, central payment processing, and defined parts of your receivables management, including default risk management through credit insurance in cooperation with specialised partners. The result: predictable liquidity, reduced administrative effort, and processes that remain stable even in challenging market phases.
In short: Central regulation bundles supplier invoicing, trade invoicing, and automated invoicing processes, making your invoicing processes scalable.
Your benefits with SGH as a supplier for
Central regulation
Greater security through assumption of del credere and default risk management
Ein wesentlicher Mehrwert der Zentralregulierung mit SGH liegt in der Absicherung von Ausfallrisiken: Durch Delkredere-Übernahme (in Kooperation mit spezialisierten, entsprechend lizenzierten Partnern) reduzieren Sie Risiken in Ihrer Verbundabrechnung und gewinnen Planungssicherheit.
Here's what this gets you:
- Reduction of bad debts (risk minimisation)
- stable cash flows and better liquidity management
- Relieving internal resources in receivables management
Efficient central billing and central payment processing
With SGH, you receive structured processes for central billing and central payment processing, including professional payment transactions for debtors and creditors.
Your benefit:
- reduced administrative burden
- clear payment deadlines, defined processes, better coordination
- more transparency through analyses, statistics and online access
Full-Service: Technology, processes, documents from a single source
Centralised billing encompasses far more than simply processing invoices and payments. As a service and billing provider, SGH supports you throughout the entire process chain – from the document to the accounting information.
This way, a reliable framework for billing in consortium groups is created, without your teams getting bogged down in detailed work.
Technical processing and document management
From paper to e-invoices
Electronic invoice exchange without IT infrastructure intervention
Ohne Eingriffe in Ihre IT-Infrastruktur können Anschlusshäuser E-Rechnungen von Vertragslieferanten empfangen. Das ist ein skalierbarer Baustein Ihrer Zentralregulierung.
Result: Modern invoicing management that simplifies processes and positions your consortium technologically effectively.
Regulation and Payments: Debtor, Creditor and International Payments
As a payment processing service provider, SGH takes on central tasks in payment transactions:
- Debtor payments
- Supplier payments
- Consideration of foreign currencies
- International payments (transfer, direct debit, withdrawal)
- Online access to the central settlement account
- External Credit Insurer Reporting System
This turns centralisation into a tool for managing payments and liquidity, rather than a burden on daily operations.
If central invoicing fits better than central regulation
Some corporate groups prefer an alternative structure to classic central regulation: central invoicing. SGH also offers a suitable solution for this, including automated, item-specific allocation and re-invoicing of supplier invoices to the member companies.
Get in touch!
Would you like to know which entry point is best for you?
We are happy to advise you.
Frequently asked questions about Centralised settlement
What is central regulation?
Central regulation is a model for central billing and payment management in the B2B environment, often used by cooperative buying groups. It bundles processes between suppliers, central regulators, and affiliated companies.
What advantages does central regulation offer to cooperative buying groups?
Reduced administrative effort, clearer processes, better predictability, as well as (depending on the model) protection through assumption of credit risk and improved liquidity management.
How does central regulation work in the process?
Invoice flow, payment deadlines and clearing are defined. Depending on the setup, SGH assumes parts of invoice management, accounts receivable management, document management and payment transactions.
What does del credere coverage mean in central settlement?
Del credere assumption describes hedging against default risk. In cooperation with specialised partners, default risk can be reduced and predictability increased.
What are the risks of central regulation?
Risks typically arise from faulty data/documents, process breaks, or unclear responsibilities. A clean invoice workflow, transparent reconciliation, and professional default risk management significantly reduce this.